Fire and General Accidents Underwriting Manager

Al Janoub Takaful Insurance IS HIRING: Fire and General Accidents Underwriting Manager We're currently looking for an experienced Fire and General Accidents Underwriting Manager to establish and manage the company's underwriting function, ensuring that all risks accepted are appropriately assessed, priced, documented and supported by adequate re-takaful protection. Location: Karrada / Baghdad Working Hours: 8:00 AM – 3:00 PM Working Days: 5 days/week Work Model: On-site responsibilities Develop the company's underwriting strategy, risk appetite, underwriting guidelines and delegated authority framework. Establish technical pricing standards, risk assessment procedures, referral limits and portfolio monitoring arrangements. Supervise Fire , General Accidents, Financial Line and Liabilities underwriting. Assess major or complex risks and make recommendations on acceptance, pricing, deductibles, exclusions and limits. Coordinate with the re-takaful function to ensure adequate capacity and appropriate risk transfer arrangements before risks are bound. Monitor portfolio profitability, claims experience, accumulation of exposure and underwriting performance. Develop policy wordings, quotation templates, underwriting checklists and technical documentation. Establish working relationships with brokers, re-takaful providers, risk surveyors and other technical service providers. Ensure compliance with the company's approved Takaful model, applicable regulatory requirements and Shariah governance arrangements. Recruit, train and supervise underwriting staff. Submit monthly technical performance reports to the CEO, including production, claims, pricing adequacy, capacity utilization and exceptions to underwriting policy. Key Requirements: 5 to 8 years of relevant general insurance experience. At least two years in senior underwriting, technical management or a comparable leadership position. Demonstrated experience in commercial property or other complex corporate insurance risks. Practical knowledge of reinsurance or re-takaful arrangements, risk accumulation and underwriting authority controls. Experience managing brokers, corporate accounts and technically complex insurance placements. To Apply: Interested candidates are requested to send their updated CV to: Jobs @al watania-holding.com